Decadent Caramel Ritz Cracker Christmas Cookies to Savor

Crisp buttery crackers sandwiched with dulce de leche, dipped in dark chocolate and finished with a sprinkle of sea salt for an elegant holiday treat.

This recipe for caramel Ritz cracker cookies became a holiday tradition in my kitchen the first winter I needed a no-fuss treat that looked and tasted special. I was short on time and long on guests, so I reached for a box of buttery crackers, a jar of dulce de leche I had tucked away from a baking project, and a bag of dark chocolate chips. What emerged felt like an indulgent candy that somehow required no tempering or special equipment. The contrast between a crisp edge, a soft ribbon of caramel, and a glossy chocolate shell is pure joy in every bite.
I originally discovered this combination at a home gathering where someone passed around tiny sandwich cookies that vanished almost immediately. After reverse engineering the idea and adding my own flourishes, these treats have become my goto for cookie exchanges and last minute hostess gifts. They are deceptively simple to assemble yet deliver layers of texture and flavor: butter from the crackers, deep caramel from the dulce de leche, and bittersweet richness from the dark chocolate. I love how a small pinch of sea salt on top transforms them into something gourmet and balanced.
Why You'll Love This Recipe
- Fast to assemble, requiring only about 15 minutes of hands on time and minimal equipment, perfect for busy holiday prep.
- Uses pantry staples you likely already have or can find any time of year, including a box of buttery crackers, a jar of dulce de leche, and chocolate chips.
- Make ahead friendly. You can assemble the sandwiches a day in advance and dip them in chocolate right before guests arrive for the freshest coating.
- Crowd pleasing because of contrasting textures: crisp cracker, chewy caramel, and firm chocolate shell. It reads like an elegant confection but is simple to execute.
- Flexible for dietary needs with easy swaps; use gluten free crackers or lighter chocolate for variations while keeping the basic technique the same.
- Perfect for gifting. Package them in a festive tin layered with parchment and they look like you spent hours in the kitchen.
On the first night I brought these to a holiday party, friends asked for the recipe immediately. I learned to dollop the caramel generously but not so much that it leaks, and to allow the chocolate to set at room temperature on a cool tray rather than in a hot kitchen. Watching people take that first bite and close their eyes is one of the small pleasures of hosting.
Ingredients
- Buttery crackers: Use 24 crackers such as Ritz. Look for the classic round crackers that are evenly golden and light. A standard 4.5 ounce box contains roughly the right amount. The butter flavor in these crackers provides a savory counterpoint to the caramel.
- Dulce de leche: 1 cup. Choose a smooth jarred dulce de leche or make your own by slowly reducing sweetened condensed milk. The caramel provides the chewy, rich center and a deep toffee note; avoid overly grainy versions.
- Dark chocolate chips: 1 cup. Choose high quality chips with 60 to 70 percent cacao for balance. They bring depth and a slight bitterness that cuts sweetness.
- Dark chocolate melting wafers: 1 cup. These melt smoothly and help create a glossy, stable shell for dipping. Use melting wafers or couverture if you prefer a more professional finish.
- Sea salt: 1 teaspoon, plus extra to taste. A flake sea salt such as Maldon or a fine marine salt plated on the warm chocolate heightens flavor and adds a gourmet finishing touch.
Instructions
Step 1 Preheat and arrange: Preheat the oven to 350 degrees Fahrenheit and line a baking sheet with parchment paper. The oven is not used to bake in this version but warming the sheet for a few minutes can help set the caramel if your dulce de leche is very stiff. Arrange 12 crackers in a single layer to prepare the bottoms of your sandwiches. Step 2 Add the dulce de leche: Spoon about one tablespoon of dulce de leche onto each of the 12 crackers. Spread gently with the back of the spoon to the edges but avoid overfilling. A generous dollop ensures a chewy center without squeezing out the sides when you top with the second cracker. Leave the other 12 crackers ready for capping. Step 3 Form sandwiches: Top each caramel-topped cracker with a second cracker and press very lightly to create a sandwich. You want contact without pressing out the filling. Place completed sandwiches on the lined baking sheet and set aside while you melt the chocolate. If the dulce de leche is very soft, chill the assembled sandwiches for 10 minutes to firm them slightly. Step 4 Melt the chocolate: Combine the dark chocolate chips and the melting wafers in a microwave safe bowl. Heat in 20 second bursts, stirring thoroughly between intervals, until smooth and glossy. The total time will vary but plan on 60 to 90 seconds at medium microwave power. Using a double boiler works equally well and gives you more control over temperature. Avoid overheating; stop when there are a few small unmelted pieces and stir them away with residual heat. Step 5 Dip and finish: Use a fork to lower each sandwich into the melted chocolate, turning to coat fully. Lift and tap the fork gently on the bowl edge to remove excess chocolate. Place the coated cookie back on the parchment lined baking sheet and immediately sprinkle with a pinch of sea salt while the chocolate is wet. Repeat with the remaining sandwiches. Step 6 Set and serve: Allow chocolate to set at room temperature for 10 to 15 minutes until firm. For quicker setting, chill on a tray in the refrigerator for about 5 to 8 minutes but watch for condensation when you return them to room temperature. Store in an airtight container layered with parchment to protect the chocolate finish.
You Must Know
- These cookies keep well in an airtight container at room temperature for up to 3 days and in the refrigerator for up to 10 days. For longer storage, freeze for up to 3 months packed between layers of parchment.
- They are high in simple sugars and saturated fat, so serve in small portions. Each sandwich is rich, so one or two per person is usually satisfying.
- To avoid soggy crackers, do not overfill with caramel and do not store in humid environments. If the chocolate bloom appears after freezing, the flavor is unaffected though the finish may look less glossy.
- Use good quality chocolate for best flavor. The cocoa notes will balance the caramel and turn these from ordinary to elegant.
My favorite part of these cookies is how they travel from casual to festive with one little finishing touch. A simple pinch of sea salt and a neat gift box turns a quick project into a memorable present. Over the years readers have told me stories of giving these at cookie exchanges where people asked for the recipe on the spot.
Storage Tips
Store the coated cookies in a single layer or with parchment between layers in an airtight tin at room temperature for up to three days. For longer storage, place them in a freezer safe container and freeze for up to three months. Thaw gently in the refrigerator and bring to room temperature before serving to avoid condensation on the chocolate. If you need to transport them, use a sturdy box with separators or a layer of bubble wrap around the base to prevent the chocolate from rubbing. Avoid hot cars and direct sunlight during holiday markets.
Ingredient Substitutions
If you prefer a lighter variation, swap the dark chocolate for milk chocolate or semi sweet chips. For a dairy free option, use dairy free crackers and a vegan caramel alternative; look for coconut based caramel sauces or make your own from coconut milk and sugar. To make these gluten free, select a gluten free round buttery cracker with similar size and texture. If you do not have melting wafers, add 1 tablespoon of coconut oil to the chips to improve melting and shine.
Serving Suggestions
Serve on a festive platter with sprigs of rosemary or rosemary candy canes for a holiday table. These pair beautifully with strong coffee, espresso, or a creamy dessert wine such as tawny port. For a party, arrange them next to small bowls of additional flaky sea salt and cocoa nibs for guests to add. They also make a lovely edible gift, wrapped in parchment and tied with twine or placed in a clear box with a ribbon.
Cultural Background
These sandwich cookies riff on a popular American idea of simple assembly confections that combine crackers and caramel or marshmallow centers. Turned into a dipped sweet, the method echoes classic holiday candies that pair salty and sweet. Variations of caramel sandwiched treats exist across many cultures, reflecting a universal love of contrasting textures and flavors. The result feels nostalgic while being modern enough for contemporary gift giving.
Seasonal Adaptations
In winter, add a pinch of ground cinnamon or cardamom to the caramel for warmth. Around holidays, press crushed peppermint candy onto the wet chocolate for a festive look. In summer, replace dark chocolate with a white chocolate coating and top with citrus zest for a lighter profile. The technique remains the same allowing you to adapt flavor profiles to suit any season or celebration.
Meal Prep Tips
Assemble the sandwiches up to 24 hours in advance and store in a single layer in the refrigerator covered with plastic wrap. Melt chocolate and dip on the day you plan to serve. If you want to prepare in bulk, dip in batches and cool on sheet trays. Pack finished cookies in small mason jars layered with parchment for gifting and mark the date. For office parties, store them in a cool location to prevent melting under bright lights.
These caramel cracker cookies are one of those easy pleasures that make holiday hosting less stressful and more joyful. They deliver on taste, look special, and invite sharing. I hope you try them, tweak them to your taste, and make them part of your festive repertoire.
Pro Tips
Chill assembled sandwiches for 10 minutes if the dulce de leche is very soft to prevent leaking when dipped.
Heat chocolate in short bursts and stir between intervals to avoid burning and grainy texture.
Use a fork and tap off excess chocolate on the bowl edge for a neater finish and less mess.
This nourishing decadent caramel ritz cracker christmas cookies to savor recipe is sure to be a staple in your kitchen. Enjoy every moist, high protein slice — it is perfect for breakfast or as a wholesome snack any time.
FAQs about Recipes
Can I make these in advance?
Yes. Assemble the sandwiches up to 24 hours ahead and dip them just before serving to keep the chocolate shiny.
How should I store them long term?
Freeze in an airtight container for up to 3 months. Thaw slowly in the refrigerator and bring to room temperature before serving to avoid condensation.
Tags
Decadent Caramel Ritz Cracker Christmas Cookies to Savor
This Decadent Caramel Ritz Cracker Christmas Cookies to Savor recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Ingredients
Crackers
Filling
Coating
Optional Topping
Instructions
Preheat and prepare
Preheat the oven to 350 degrees Fahrenheit and line a baking sheet with parchment paper. Arrange 12 crackers flat on the sheet to receive the filling. The oven is optional; warming the tray slightly helps if your dulce de leche is firm.
Portion the filling
Spoon approximately 1 tablespoon of dulce de leche onto each of 12 crackers. Spread gently to the edges but avoid overfilling to prevent leakage when capped.
Assemble sandwiches
Place a second cracker on top of each filled cracker and press lightly to create a sandwich. Chill for 10 minutes if the caramel is very soft to firm the center.
Melt the chocolate
Combine the dark chocolate chips and melting wafers in a microwave safe bowl. Heat in 20 second bursts, stirring between each, until smooth. Alternatively, melt in a double boiler over low heat.
Dip and finish
Using a fork, dip each sandwich into the melted chocolate, lift and tap to remove excess, then place on parchment. Sprinkle with sea salt while the chocolate is wet.
Set and store
Allow the coating to set at room temperature for 10 to 15 minutes or chill briefly for faster setting. Store in an airtight container layered with parchment for up to three days at room temperature.
Last Step: Please leave a rating and comment letting us know how you liked this recipe! This helps our business to thrive and continue providing free, high-quality recipes for you.
Nutrition
Did You Make This?
Leave a comment & rating below or tag
@forkelle on social media!

Categories:
You might also like...

3-Cheese Zucchini Boats
Tender zucchini halved and filled with creamy ricotta, melted mozzarella, and shaved Parmesan, loaded with sautéed veggies for a colorful, comforting light meal.

3-Ingredient Chocolate Coconut Balls
No-bake coconut truffles coated in dark chocolate — just 3 ingredients and a handful of minutes to make a crowd-pleasing sweet treat.

5-Ingredient Homemade Almond Joy Candy Bars
A simple, pantry-friendly treat that recreates the classic Almond Joy using just five ingredients. Chewy coconut centers topped with an almond and enrobed in dark chocolate—perfect for gifting or snacking.

Did You Make This?
Leave a comment & rating below or tag @forkelle on social media!
Rate This Recipe
Share This Recipe
Enjoyed this recipe? Share it with friends and family, and don't forget to leave a review!
Comments (1)
This recipe looks amazing! Can't wait to try it.
Comments are stored locally in your browser. Server comments are displayed alongside your local comments.
Hi, I'm Abigail!
What's Popular
30-Minute Meals!
Join to receive our email series which contains a round-up of some of our quick and easy family favorite recipes.
